Banks that accept bitcoin

Name Country Note
Fidor Bank Germany Fidor has noted that it will team up with Kraken to operate a fully functioning altcoin bank.
Change Estonia Change, a crowd-funded blockchain project (ICO), is seeking to make banking functions available to altcoin users. The company is doing this by offering a wallet for the storage of altcoins, providing an altcoin spending card, and offering a marketplace that will aggregate the best investment and insurance opportunities and onboarding them on a single platform.
Worldcore Czech Republic Worldcore provides multi-currency accounts that can be accessed via debit and virtual cards. The leading bank in the Czech Republic, its PayAnyCard can be loaded with altcoins to make digital currency spending a simple matter.
Bankera United Kingdom The operational arm of SpectroCoin, Bankera seeks to be a   fully-functional bank that offers payment accounts, interbank foreign exchange rates, debit cards, lending—allowing altcoins as collateral—and payment processing.
USAA United States USAA allows Coinbase users to check their bitcoin balances from their apps and have invested in the exchange. This marks the first major bank to invest in an exchange.
Goldman Sachs United States Goldman Sachs has announced that it will launch an altcoin trading desk and will offer altcoin products in 2018.
Toronto-Dominion Bank (TDB) Canada Despite moves to the contrary from American banks, Canada’s largest banks are supporting altcoin credit card purchases—as long as the purchase is accepted by Mastercard, Visa, Visa debit, or Interac. This may change shortly, however.
Royal Bank of Canada Canada See TDB. “We recognize that regulatory, risk and other external environmental factors relating to cryptocurrency continues to evolve,” RBC spokesman AJ Goodman said to Bloomberg. “As such, we continue to review our policies to consider how we can best support clients.”’
National Bank of Canada Canada See TDB.
Simple Bank United States Simple Bank collaborates with most bitcoin exchanges and permits direct buy-sell transaction for bitcoin.

Banks that explicitly ban or limit bitcoin purchasing

Name Country Note
Bank of America United States Bank-issued credit cards and lines of credit can no longer be used to buy bitcoin or any other altcoin. Depositors can still use their debit cards or bank transfers for purchases, though.
JP Morgan Chase United States See Bank of America
Citigroup United States See Bank of America
Lloyds Bank United Kingdom See Bank of America
Halifax UK United Kingdom See Bank of America
Bank of Scotland United Kingdom See Bank of America
MBNA United Kingdom See Bank of America
Wells Fargo United States Wells Fargo has been named a defendant in a lawsuit where it was alleged that the bank sought to block transfer wires to bitcoin exchange Bitfinex.
Commonwealth Bank of Australia Australia The Commonwealth Bank of Australia has held that it can refuse any international money transfer that is meant for facilitating payments with bitcoin or any other altcoin. However, the bank insists that lawful use of bitcoin is permitted—as long as the use complies with the bank’s terms and conditions.
CitiBank United States See Bank of America
Capital One United States See Bank of America
Discover United States See Bank of America. The inclusion of Discover means that all five of America’s largest card issuers and six of the top 10 have altcoin bans.
Virgin Money United Kingdom “Following a review of our policies, I can confirm customers will no longer be able to use their Virgin Money credit card to purchase cryptocurrencies,” a spokesman for Virgin Money told Reuters. “This only applies to our credit cards and not our debit card.”
Visa European Union Via its subsidiary Wavecrest, Visa ended the use of its payment network as the backing of European-issued prepaid altcoin cards, such as Bitwala, Tenx, Bitpay, and Xapo. Cards that convert bitcoin into fiat currencies will not be affected.
TD Bank United States Customers have reported that TD Bank has iterated that its policy is not to associate with bitcoin or to permit its subscribers to engage in said business. The bank has been accused of stopping bitcoin purchasing transactions and closing accounts suspected to be linked to bitcoin.
PNC Bank United States See TD Bank.